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thomas.vitaletti@lpl.com

Williamsburg Office

4139 Ironbound Road

Williamsburg, VA 23188

Phone: (757) 728-1865

Fax: (757) 345-2273

Mon-Fri: 8:00 AM - 5:00 PM

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Old Point Investment Services

Office: (757) 728-1865

Fax: (757) 345-2273

4139 Ironbound Road

Williamsburg, VA 23188

thomas.vitaletti@lpl.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Old Point National Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html or scan the QR code below for more detailed information.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Old Point National Bank and Old Point Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Old Point Investment Services, and may also be employees of Old Point National Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Old Point National Bank or Old Point Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value

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